VA Home Loans are mortgage options designed specifically for veterans and active-duty military. They offer benefits like no down payment and competitive interest rates. This makes homeownership more accessible for those who served our country.

Eligibility typically extends to veterans, active-duty service members, and some members of the National Guard and Reserves. You’ll need to meet specific service requirements and may need a certificate of eligibility (COE).

While there are no monthly mortgage insurance fees, there is a VA funding fee, which helps keep the program running. The fee amount varies based on the loan type and your military service, but many veterans can have this fee waived.

Yes, you can use your VA benefits multiple times. If your first loan has been paid off, you can restore your entitlement and use it again for another loan without losing benefits.

While lenders prefer higher credit scores, VA loans can also be accessible to those with lower credit. It’s essential to speak with a lender who understands VA loans and can guide you through the options available.